Caramel Apple French Toast

4 cups French bread, cut in 1" cubes
2 large eggs
3/4 cups milk
1/2 teaspoon vanilla extract
1 granny Smith apple, skinned and sliced thin
4 ounces cream cheese, softened
6 tablespoons brown sugar
1/4 cup sugar
2 tablespoon milk
1/2 teaspoon vanilla extract
1/4 cup English toffee chips


Grease a 8x8 pan. Put bread cubes in a large bowl; combine eggs , 3/4 cups milk and 1/2 teaspoon vanilla, mix well, pour over bread cubes. Mix well add let soak in refrigerator for 2-3 hours. In the greased 8x8 pan place 1/2 of bread mixture, top with chopped apples. Combine the rest of the ingredients and pour over apples. Top with remaining bread mixture, cover and refrigerate overnight. Bake covered at 350 degrees, for 25 minutes, remove cover and bake another 15 minutes.